Seller Covering $10,000 of Your Costs

Seller Covering $10,000 of Your Costs

Own a Brand-New Home for Less Than Your Rent

Own a Brand-New Home for Less Than Your Rent

New construction. Lakefront. No HOA. 3 bed · 2 bath · 1,600 sq ft. Interlachen, FL Move-in ready now

New construction. Lakefront. No HOA. 3 bed · 2 bath · 1,600 sq ft. Interlachen, FL Move-in ready now

See If You Qualify

See If You Qualify

3 beds

2 Baths

1,600 SQ FT

Lakefront

You're Already Paying Enough to Own This Home

KEEP RENTING

KEEP RENTING

$1,500 — $1,800

$1,500 — $1,800

Per month · Zero equity · Landlord keeps it all · Goes up every year

Per month · Zero equity · Landlord keeps it all · Goes up every year

KEEP RENTING

$1,500 — $1,800

Per month · Zero equity · Landlord keeps it all · Goes up every year

OWN THIS HOME

OWN THIS HOME

~$1,300*

~$1,300*

Per month · Building equity · Fixed · It's yours

Per month · Building equity · Fixed · It's yours

OWN THIS HOME

~$1,300*

Per month · Building equity · Fixed · It's yours

x

x

x

*Estimated monthly payment for illustrative purposes. Actual terms depend on credit profile, down payment, interest rate, and lender approval. The $10,000 incentive can reduce this further.

*Estimated monthly payment for illustrative purposes. Actual terms depend on credit profile, down payment, interest rate, and lender approval. The $10,000 incentive can reduce this further.

You've been renting for years.

Have you thought that you may actually be able to afford a new home?

Seller is helping you with $10,000. Use towards lowering your rate or covering your closing costs.

Seller is helping you with $10,000. Use towards lowering your rate or covering your closing costs.

Connect with a real financing specialist who will review your situation and tell you exactly what it takes to own this home.

Connect with a real financing specialist who will review your situation and tell you exactly what it takes to own this home.

On top of that, Florida offers down payment assistance programs that most buyers don't even know about, programs that could put another $10,000 to $35,000 toward your deal. Our specialist will check every one you qualify for.

On top of that, Florida offers down payment assistance programs that most buyers don't even know about, programs that could put another $10,000 to $35,000 toward your deal. Our specialist will check every one you qualify for.

Between the seller incentive and state programs, you could have $20,000 to $45,000 working in your favor before you even start. If that's you, the next step takes 2 minutes.

Between the seller incentive and state programs, you could have $20,000 to $45,000 working in your favor before you even start. If that's you, the next step takes 2 minutes.

See If You Qualify

See If You Qualify

Find Out How to Own

1

1

Answer a Few Questions

Answer a Few Questions

2 minutes. We ask about your timeline and work situation.

2 minutes. We ask about your timeline and work situation.

1

Answer a Few Questions

2 minutes. We ask about your timeline and work situation.

2

2

Talk to a Specialist

Talk to a Specialist

She'll review your numbers, explain your options, and tell you where you stand.

She'll review your numbers, explain your options, and tell you where you stand.

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Arrow

2

Talk to a Specialist

She'll review your numbers, explain your options, and tell you where you stand.

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Arrow

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3

Get Pre-approved

Get Pre-approved

Now you schedule your visit to the property, sign the papers and move in.

Now you schedule your visit to the property, sign the papers and move in.

3

Get Pre-approved

Now you schedule your visit to the property, sign the papers and move in.

This Is a $239,500 New Home. Actually $229,500.

This Is a $239,500 New Home. Actually $229,500.

This Is a $239,500 New Home. Actually $229,500.

The price discount plus the $10,000 closing credit gets you started $20,000 below market value. Add the generous Florida Down Payment Assistance Program, and you're up to $45,000 in benefits.

Take a look at the pictures below and see for yourself. Everything is brand new. You're the first owner. Nothing to fix, nothing to wait for.

The price discount plus the $10,000 closing credit gets you started $20,000 below market value. Add the generous Florida Down Payment Assistance Program, and you're up to $45,000 in benefits.

Take a look at the pictures below and see for yourself. Everything is brand new. You're the first owner. Nothing to fix, nothing to wait for.

Space
Space

3 Bed · 2 Bath · 1,600 Sq Ft

Split floorplan with walk-in closets and spacious living and family rooms.

Space

3 Bed · 2 Bath · 1,600 Sq Ft

Split floorplan with walk-in closets and spacious living and family rooms.

Location
Location

LAKEFRONT LOT

0.34 acre lot with lake views right from your backyard.

Location

Lakefront Lot

0.34 acre lot with lake views right from your backyard.

Efficiency
Efficiency

ENERGY STAR

Trane heat pump system and upgraded insulation. Lower energy bills from day one.

Efficiency

ENERGY STAR

Trane heat pump system and upgraded insulation. Lower energy bills from day one.

Kitchen
Kitchen

Full Kitchen with Island

Electric range, dishwasher, ice maker, and generous counter space.

Kitchen

Full Kitchen with Island

Electric range, dishwasher, ice maker, and generous counter space.

Costs
Costs

No HOA. Ever.

Very low property taxes. That's your only recurring cost beyond your mortgage.

Costs

No HOA. Ever.

Very low property taxes. That's your only recurring cost beyond your mortgage.

Availability
Availability

Move-In Ready Now

3 bedrooms plus family room with lake view in nice area, close to amenities.

Availability

Move-In Ready Now

3 bedrooms plus family room with lake view in nice area, close to amenities.

brown and white concrete house near green grass field during daytime
brown and white concrete house near green grass field during daytime

This Is Built for Buyers Who Are Ready to Stop Waiting

Is This For You?
Are You Ready to Own?

You have a job or steady income and you're ready to move within the next 30 to 90 days
You have some savings for a down payment. And if you're short, Florida has assistance programs that could cover part or all of it
You're willing to get on a short call with someone who can actually help you
Your credit isn't perfect, but you're not going to let that stop you
You want to own, not rent, your next home

Paying cash? Select "Cash" in the form and we'll connect you directly with our team for a walkthrough, no financing call needed.

Paying cash? Select "Cash" in the form and we'll connect you directly with our team for a walkthrough, no financing call needed.

See If You Qualify

See If You Qualify

Florida Has Programs That Put Real Money on the Table.

Check The Programs That Put Real Money on the Table.

brown and white concrete house near green grass field during daytime

The Seller's $10,000 Incentive

The Seller's $10,000 Incentive

The seller isn't just listing this home and waiting. They're putting $10,000 on the table to help close the gap — whether that means lowering your interest rate or covering your closing costs. Less money out of pocket. Lower monthly payment. Your call.

Florida Hometown Heroes — Up to $35,000

Florida Hometown Heroes
Up to $35,000

Florida’s Hometown Heroes program may provide eligible buyers with up to $35,000 in down payment and closing cost assistance. Teachers, school staff, healthcare workers, first responders, public safety workers, childcare workers, military members, veterans, and other eligible Florida-based workers may qualify.

Our financing specialist can help check your eligibility on your call.

brown and white concrete house near green grass field during daytime
brown and white concrete house near green grass field during daytime

Florida Assist Second Mortgage
Up to $10,000 at 0% interest

Florida Assist offers up to $10,000 in additional assistance at 0% interest. No monthly payment. Defered until sale, refinance, payoff, transfer, or move-out. This stacks on top of the seller incentive and Hometown Heroes. Combined, eligible buyers could have $20,000 to $45,000 working in their favor before they even start.

156 Wallace St

Interlachen, FL 32148

Interlachen Lakes Estates is a quiet, established community in Putnam County — close enough to Gainesville and Palatka for work, far enough to actually breathe. And unlike most lakefront properties in Florida, this one won't cost you a fortune.

F.A.Q

Common Questions

You probably have questions. Here are honest answers to the ones we hear most.

Is the land included?

Yes. $229,500 includes the home and the lakefront lot. This is a home-and-land package, not a lease. You own the dirt.

What exactly is the $10,000 seller incentive?
What are the Florida down payment assistance programs?
What if I don't have money for a down payment?
Can I qualify with less-than-perfect credit?
Is this a mobile home?
I want to pay cash. Do I still need a financing call?
What if I''m interested but not ready yet?
Are there HOA fees or hidden costs?

This Home Is Available Now. One Buyer Takes It.

Don't Spend Another Month Paying Someone Else's Mortgage

This is a new home, on your own land, with $10,000 in seller incentives plus access to Florida down payment assistance programs worth up to $35,000 more.

See If You Qualify

It only takes 2 minutes · No obligation

This Home Is Available Now. One Buyer Takes It.

Don't Spend Another Month Paying Someone Else's Mortgage

This is a new home, on your own land, with $10,000 in seller incentives plus access to Florida down payment assistance programs worth up to $35,000 more.

See If You Qualify

It only takes 2 minutes · No obligation

$10,000 buyer incentive available on 156 Wallace St, Interlachen, FL 32148 (manufactured home, 2025). Incentive may be applied toward interest rate buydown or closing costs. Subject to lender approval and program availability. All financing subject to credit qualification. Estimated monthly payments are for illustrative purposes only. Down payment assistance programs (Florida Hometown Heroes and Florida Assist) are administered by the Florida Housing Finance Corporation and subject to eligibility requirements, funding availability, income limits, and purchase price caps. Property 77 is not a lender and does not guarantee loan approval. Equal Housing Opportunity.

$10,000 buyer incentive available on 156 Wallace St, Interlachen, FL 32148 (manufactured home, 2025). Incentive may be applied toward interest rate buydown or closing costs. Subject to lender approval and program availability. All financing subject to credit qualification. Estimated monthly payments are for illustrative purposes only. Down payment assistance programs (Florida Hometown Heroes and Florida Assist) are administered by the Florida Housing Finance Corporation and subject to eligibility requirements, funding availability, income limits, and purchase price caps. Property 77 is not a lender and does not guarantee loan approval. Equal Housing Opportunity.

$10,000 buyer incentive available on 156 Wallace St, Interlachen, FL 32148 (manufactured home, 2025). Incentive may be applied toward interest rate buydown or closing costs. Subject to lender approval and program availability. All financing subject to credit qualification. Estimated monthly payments are for illustrative purposes only. Down payment assistance programs (Florida Hometown Heroes and Florida Assist) are administered by the Florida Housing Finance Corporation and subject to eligibility requirements, funding availability, income limits, and purchase price caps. Property 77 is not a lender and does not guarantee loan approval. Equal Housing Opportunity.